Exclusive BCRTA offer

Portugal 25 Nights Longstay – Special Offer From BCRTA

$64/night Group Departure – 1st Time Offered!

February 15th – March 11th, 2020

BCRTA and Trip Merchant have teamed up to bring you Portugal in a comprehensive package you won’t find anywhere else, at a price that is hard to beat.

Join BCRTA President Gerry Tiede as he leads this group departure. This exceptional opportunity includes:

  • Arrival and departure airport transfers
  • First night in Lisbon
  • Transfer to Algarve apartments
  • 21 nights at Lunar Miramar Club with different apartment options available
  • Transfer back to Lisbon with 3 more nights, giving you a chance to explore this incredible city

All this for a basic price of just $1,599 CAD per person – that’s just $64 per night per person!

Trip Merchant is also offering airfare from Vancouver at an approximate cost of $1,100 per person.

Use the BCRTA member password BCRTATM18 to see the itinerary, rooms and locations and all options at this special Trip Merchant offer page.

Download the trip brochure here.

MOROCCO BONUS: if you act quickly, you can add 7 nights in exotic Morocco with air travel arranged from Vancouver via Air France. AN EARLY BOOKING WILL GIVE YOU THE BEST PRICE FOR THIS ADD-ON, so book it by June 24. Don’t miss your chance. On the Trip Merchant site, see the option box “Morocco Pre-Extension” at bottom of the page to see the details. Flights, transfers and English-language tours in three unforgettable Morocco locations are included in this extension. Call for details. See the extension offer brochure here.

Act quickly – we expect this group departure to sell out, and this exceptional price is unlikely to be available again.


password BCRTATM18

Supporting Children and Grandchildren and Those with Disabilities: Links and Resources

For those who are paying for the care of children or grandchildren, PostScript finance columnist Mike Berton offers links to government resources that may offer help for now and for future needs. Read Mike’s article “Supporting Children and Grandchildren” in the Summer 2019 issue of PostScript.


Medical Expense Tax Credit (METC)

Disability Tax Credit (DTC)

The Canada Caregiver Credit (CCC)

Registered Disability Savings Plan (RDSP)

Pharmacare Advisory Council Reports

The Advisory Council on the Implementation of National Pharmacare provided an interim report to the Minister of Health and the Minister of Finance in March of 2019. The full report is expected to be released later this year. The Council was chaired by Dr. Eric Hoskins and convened sixteen roundtables with representatives from the pharmaceutical industry, insurance providers, and health-care providers. The Council also met with patients and patient advocates, and provincial and territorial governments.

The council reports that drug coverage in Canada is neither adequate nor sustainable. Too many Canadians are neglected due to drug costs and the unequal access to medically necessary pharmaceuticals across the country. There was broad agreement across all groups that a national pharmacare plan should provide comprehensive, evidence-based drug coverage in a fair, responsible and sustainable manner.

According to the Council there were varying views on approaches to establishing a national pharmacare program that included:

  • A focus on expensive medications only
  • A fill in the gaps plan targeting the uninsured and vulnerable
  • A single payer public model

There was an agreement among the majority of participants that our progressive income tax system was the preferred source for funding with the recognition that there would be substantial savings to governments if a national pharmacare plan was established. The Council identified three challenges that Canada faces with respect to drug coverage. They are:

  • Too many Canadians cannot afford the prescription medications they need, as many as twenty percent of the population
  • Access to prescription coverage is inconsistent across Canada. There is a patchwork of more than 100 public and 100,000 private insurance plans
  • Spending on prescription drugs is unsustainable with costs increasing from 2.6 billion in 1985 to 34 billion in 2018. It is now the second largest spending in Canadian health care with only hospital services costing more

The Council identified some core principals and foundational elements that can be implemented now regardless of the model government chooses. These core principal recommendations are:

  • All Canadians must have access to prescription drugs based on medical need rather than cost
  • Coverage should be portable across Canada
  • Provide access to a comprehensive evidence-based formulary
  • Be designed in partnership with patients and citizens
  • Founded on a strong partnership between federal, provincial and territorial governments and Indigenous peoples
  • Include a robust pharmaceutical management system that promotes safety, innovation, and cost efficiency and control

The recommended foundational elements are:

  • Creation of a national drug arms-length agency to oversee national pharmacare
  • Develop a comprehensive evidence-based national formulary
  • Invest in drug data and information technology systems with measures to streamline drug approval and lower drug costs

What is needed now is for Canadians to continue to put pressure on our elected officials to establish a universal, national, and single-payer Pharmacare plan that becomes an integral part of our Medicare in Canada and is included in the Canada Health-Care Act. This would be the most efficient and cost effective way to provide a comprehensive, equitable, and affordable Pharmacare plan in Canada for Canadians.

Let us hope this is the recommendation coming forward when the Council completes its final report.

Terry Green
BCRTA Well-Being Committee Chair

National Petition a Success – C-27 Petition Update

Results Far Above Goal of 10,000 Signatures

In the last issue of Connections, we told you about an e-petition launched by The Canadian Association of Retired Teachers (ACER-CART) on the House of Commons website. BCRTA President Gerry Tiede was the petition author, and BCRTA staff created the pensionsecurity.ca website to inform Canadians about the campaign. The petition encouraged government to increase the security of retirement income, to stop attempts to cause seniors to surrender rights to their earned pensions, and also to provide insurance for pensioners when their failed employers cannot or will not fulfill the promises they made.

The drive for signatures was very successful, exceeding our goal for 10,000 signatures. When the petition signing closed on April 9th, there were 13,740 confirmed signatures from across Canada, including 4,107 from British Columbia!

Thanks to all who participated.

Bill C-27 Petitions Update

JoAnn Lauber reports: As of March 24, 2019, fifteen petitions opposing Bill C-27 have been read out in Parliament on behalf of BCRTA Branches. Ten others are promised for presentation; or are already poised for presentation in 2019 by MPs. Five additional petitions have been sent to MP Peter Julian for presentation.

In January, MP Peter Julian affirmed to the BCRTA that our work has had a definite impact. BCRTA’s opposition to Bill C-27, he said, has been noted by Government, and contributed to statements by Finance Minister Morneau’s office that government is not moving forward with Bill C-27. The bill has not yet been withdrawn, however.

Excellence in Public Education News April 2019

Golden Star Awards 2019

The committee asks presidents of branches to please remind current active teachers (in their locals) that the deadline for applications for Golden Star Awards is April 15th.

Download the BCRTA Golden Star Awards application from the BCRTA website.

Golden Star Awards celebrate programs that promote the interaction of seniors and students.

Private School Funding

The Excellence in Public Education Committee was successful in recommending to the Board the following motion:

THAT Education Sector Policy 2.4.1 be modified by adding a part (b): THAT BCRTA believes that the government public funding of private schools must be eliminated.

Child Labour in BC

The Excellence in Public Education Committee was successful in lobbying the Board to support the sending of a letter to be sent to Honourable Harry Bains, Minister of Labour by President Gerry Tiede. First Call (BC Child and Youth Advocacy Coalition) had requested BCRTA support in the form of this letter to Minister Bains. The letter is in support of the recommendations by First Call to modernize legislation and regulations to meet Canada’s ILO (International Labour Organization) commitments. First Call has been calling for changes to better protect children and youth from work-related exploitation and injury. BC continues to have the lowest child employment standards in North America. The letter can be obtained from the BCRTA office.

Stefan Cieslik
Chair, Excellence in Public Education

Finance News March 2019

Good news! The BCTF approved our office renovation plan and informed us that they would cover the cost of building updates. Renovations began during spring break, and our staff have been able to keep working despite the disruptions. When renovations are complete, there will be an updated reception area, a new office for our Executive Director and a work/meeting area for directors. We are grateful to the BCTF for moving quickly to get this project underway and for bearing the cost of the renovations.

The BCRTA continues to grow its membership. Between our January and March meeting we signed up 76 members.

COSCO (Council of Senior Citizens’ Organizations) is in the early stages of organizing for their 2020 conference. This conference, “A Seniors Strategy for the 21st Century”, is scheduled to follow the BCRTA AGM. COSCO requested and the Board agreed to contribute $10,000 towards this event. Up to six (6) members approved by the Board will be funded to attend. Conference details and the process for member application to this conference will be available in the spring of 2020.

The Finance Committee reviewed our budget setting process. We are looking to structure our budget in a manner that better reflects how our committee expenditures relate to BCRTA goals.

Grace Wilson
1st VP and Treasurer

Some (More) Sage Advice for Retirees and Seniors

Keep the Health You Have

Keep a healthy life. Do moderate exercise (like walking every day), eat well and get your sleep. It’s easy to become sick and then it gets harder to recover and remain healthy. Prevention is always the simpler way. That is why you need to keep yourself in good shape and be aware of your medical, physical, mental and social needs. Keep in touch with your doctor, and follow through with tests even when you’re feeling well. Stay informed.

Know Your Treasures

Go ahead and buy those beautiful items you can afford for your significant other. This especially includes experiences you share. Enjoy what you have worked so hard to gain with your partner. There will come a day when one of you will be missing the other and all the wealth you have will not provide much comfort then. Take time to enjoy what you have now, together.

BCTRA Well-Being Committee

Tax Tips for Retired Educators

2018 Tax Season – Make A Check list

BCRTA does not offer income tax advice, but here are some common deductions to help you complete your return to your maximum advantage.


Any eligible medical costs that you pay that exceed 3% of your net income can be deducted when you complete your income tax return this year. A couple usually should combine all medical expenses on one tax return – usually the one with the lowest income – to gain the highest value deduction.

Eligible medical expenses are those payments made by you or your spouse that were not fully reimbursed by an insurance plan. Some examples that you should explore:

  • Prescribed medications
  • Payments to a medical doctor, dentist, and most paramedical service providers such as physiotherapists, chiropractors, massage therapy, etc.
  • Access the complete list of eligible expenses at www.canada.ca. Type ‘eligible medical expenses’ in the search window.
  • Premiums that you paid for any health service plan but not MSP. If you pay for your benefits directly from your Teachers’ Pension the deduction will show in Box 135 of your T4A.
    If you participate in our Johnson’s with Prestige Travel Plan you should have received a letter that itemizes your claimable premiums as well as your claims history that shows your eligible deduction.
  • If you participate in MEDOC and have requested a letter that shows the eligible amount of premiums in a previous year you should have received it already. If you have never requested one, call Johnson’s at 1.800.563.0677 and you will automatically receive one every year.
  • If you are signed up for Extended Health Coverage with Green Shield and premiums are deducted from your Teacher’s Pension Plan payments, GSC premiums are always shown in Box 135 of the T4 you received from TPP. See more about tracking GSC claims at www.bcrta.ca/gscclaims

Age tax Credit

If you were 65 or older on Dec. 31, 2018 you may be able to claim an age tax credit. The credit is geared to income with the maximum discount for those whose income is less than $36,976 and it gradually is eliminated as your income increases. There is a corresponding provincial tax credit as well. This deduction can also be transferred to a spouse. Search for Line 301 – Age amount on the Canada.ca website for the full information.

Need help filing your return?

There are several low-cost or free tax filing programs available on-line. Search for “on-line tax filing.”
There are also many volunteer run tax preparation clinics at Seniors’ and Community Centers around the province. A listing can be found at www.cra-arc.gc.ca/tx/ndvdls/vlntr/clncs/bc-eng.html or call the CRA at 1-800-959-8281.

CRA Scams

Be on the alert for phone calls, e-mails or letters pretending to be from the Canadian Revenue Agency. If you receive one of these, provide NO information. Rather contract CRA directly by calling 1-800-959-8281 or check your CRA My Account on-line.

To see Revenue Canada’s longer list
of tax credits for seniors, visit:

teacher regulation branch certification FAQ

Teacher Certification – Are You Current?

The demand for teachers on call has never been higher, and it’s a great way to supplement your retirement income. But keeping up your certification is important. PostScript asked the Teacher Regulation Branch (TRB) to answer some common questions.

Who is required to have a teaching certificate issued by the TRB?

Anyone who teaches in BC’s K-12 education system must have and maintain a teaching certificate from the Ministry of Education issued by the TRB. This include the public, independent and offshore school systems where the BC curriculum is taught. A teaching certificate is required not only for classroom teachers but also for school administrators (such as superintendents, principals and vice principals). It is suggested that those planning to teach in the system also have and maintain a teaching certificate.

How do I maintain my teaching certificate?

Under the Teachers Act, you are required to pay an annual practice fee of $80 to maintain your teaching certificate. Ensure your payment is made through the TRB by May 31 each year to avoid a late fee. If your annual practice fee and late fee are not received by June 30, your certificate will be suspended, and an additional late fee will be applied. If your fee and late fees are not received by October 31, your certificate will be cancelled. Note that if you are employed by a public school board or an independent school authority, the annual practice fee will be deducted from your pay cheque and remitted by your employer on your behalf.

Under the Criminal Records Review Act, you must also authorize a criminal record check every five years to maintain your certificate. The TRB facilitates the requirement by collecting your authorization for a check and submitting it to the Criminal Records Review Program of the Ministry of Public Safety and Solicitor General who will perform the check.

I didn’t maintain my teaching certificate. How do I re-certify?

If you relinquished your certificate or your certificate was cancelled or has expired, you will need to apply for a new certificate. To qualify for a new certificate, you must meet the certification requirements in place at the time you apply. However, because you previously held a certificate, you may not be required to re-submit all of the required documents. The TRB will bring forward as many records as possible from your previous certification file.

How will I know when to pay my annual practice fee or authorize a criminal record check?

Keep your contact information (telephone number, email address and mailing address) updated with the TRB so that you will receive important notices about these requirements in a timely manner. In addition, at any time, you can log into Your Account online to change your contact information and to view up to date information regarding your payment and criminal record check status and history.

What if I have more questions about these requirements?

You can find additional information regarding the certification requirements and the application process online under the Certificate Services tab at https://www.bcteacherregulation.ca.
Alternatively, you can phone the TRB and speak to a Certification Representative at (604) 660‑6060.

Shawn McMullin is Director of Professional Excellence and Outreach, Teacher Regulation Branch, BC Ministry of Education

BCRTA looks at Universal Pharmacare in Canada

There has been an increasingly comprehensive discussion in Canada regarding a move to establish a universal, single-payer, Pharmacare plan in Canada. In late 2016 the Parliamentary Budget officer put out a report indicating there would be substantial savings over the long term in having such a program. A more recent report by the House of Commons Committee on Health has also looked favourably on such an option for Canadians and Dr. Eric Haskins was appointed to develop an implementation plan for the federal government.

The Broadbent Institute has also produced a report written by Greg Marchildon and Andrew Jackson. This report is clear and succinct and easily read and understood. The report outlines the history of working towards a national and universal Pharmacare program that began in the mid-twentieth century and has continued to be advanced to the present day. The report outlines the history of Pharmacare, the status of the hodgepodge of public and private plans operated at the provincial and territorial levels, and discusses two approaches to providing a national and universal Pharmacare program. One option is to have the federal government oversee through legislation, national standards, and funding to the provinces and territories who would assure a universal program in their jurisdiction. The other is to have the federal government finance, administer, and regulate a national single-payer program for all of Canada. The report then discusses their preference for the second option.

The question of a universal, single-payer, pharmacare program is becoming much more of a necessity than a topic of discussion as the present status of prescription medications is seeing significant cost increases for individual Canadians, the recognition that Canadians cannot afford their prescription medications, and the ever increasing costs of private health benefit plan premiums for those fortunate enough to be able to afford such a plan. The Well-Being Committee of the BCRTA is presently preparing a petition to present to members and others in support of a national universal and single-payer pharmacare plan and would encourage your support of our efforts by reading the excellent report from the Broadbent Institute.

Terry Green
Chair – BCRTA Well-Being Committee